My cards
The cards you hold. Every answer, category podium and voucher route is ranked against this stack. Stored on this device - no signup needed.
You are on the demo stack - sample cards so answers work out of the box. Add your first real card and it becomes yours.
Where your cards chime in
Each category goes to the stack's best DIRECT earner (₹10,000 swipe, portals excluded); ties are shared. Grey chips = strong here too, but another of your cards earns more. Categories nobody covers land in the gap list.
🍽️ Dining out 3.3%🛡️ Insurance 3.3%†🚕 Cabs & transit 3.3%🛍️ Online shopping 3.3%🛒 Groceries 3.3%🛵 Food delivery 3.3%✈️ Flights 3.3%
🛍️ Online shopping 5.0%🛒 Groceries 5.0%(tied)🛵 Food delivery 5.0%✈️ Flights 5.0%🏨 Hotels 5.0%(tied)📱 Mobile / broadband 5.0%🎬 Movies & events 5.0%👗 Fashion 5.0%💻 Electronics 5.0%(tied)
Tata Neu Infinity HDFC🎯 5 plays
🛒 Groceries 5.0%at BigBasket(tied)🏨 Hotels 5.0%at Taj / IHCL hotels(tied)💻 Electronics 5.0%at Croma / Reliance Digital(tied)💍 Jewellery 5.0%at Tanishq / Titan
Gaps - your stack earns ~nothing here
⛽ Fuel → IndianOil RBL XTra 7.5%📚 Education → Axis Burgundy Private 4.5%🏠 Rent → Axis Burgundy Private 3.5%🏛️ Government / tax → PVR INOX Kotak 2.1%
Demo stack4 cards
fees ₹15,497/yr · 0 LTF
Add cards
67- HDFC Diners Club Black Metal●HDFC Bank · ₹10,000/yr · up to 3.3% · portal 33% · ✈ 33%
- HDFC Diners Club Privilege●HDFC Bank · ₹1,000/yr · up to 5.0% · portal 10% · ✈ 10%
- HDFC Millennia●HDFC Bank · ₹1,000/yr · up to 5.0%
- Swiggy HDFC Bank●HDFC Bank · ₹500/yr · up to 5.0% · portal 10%
- HDFC Regalia Gold●HDFC Bank · ₹2,500/yr · up to 6.3% · portal 13% · ✈ 13%
- Tata Neu Plus HDFC●HDFC Bank · ₹499/yr · up to 2.0%
- HDFC Regalia●HDFC Bank · ₹2,500/yr · up to 1.0% · portal 10% · ✈ 10%
- Marriott Bonvoy HDFC●HDFC Bank · ₹3,000/yr · up to 3.2%
- Axis Magnus●Axis Bank · ₹12,500/yr · up to 1.8% · portal 9% · ✈ 9%
- Flipkart Axis Bank●Axis Bank · ₹500/yr · up to 7.5%
- Airtel Axis Bank●Axis Bank · ₹500/yr · up to 25.0%
- Axis Bank Cashback●Axis Bank · ₹1,000/yr · up to 3.5%
- Axis Atlas●Axis Bank · ₹5,000/yr · up to 5.0%
- Axis Privilege●Axis Bank · ₹1,500/yr · up to 1.0%
- Axis Reserve●Axis Bank · ₹50,000/yr · up to 4.5% · portal 8% · ✈ 8%
- Axis Burgundy Private●Axis Bank · ₹0/yr · up to 4.5%
- Axis Magnus for Burgundy●Axis Bank · ₹30,000/yr · up to 3.6% · portal 18% · ✈ 18%
- SimplyCLICK SBI Card●SBI Card · ₹499/yr · up to 2.5%
- SBI Card PRIME●SBI Card · ₹2,999/yr · up to 5.0%
- SBI Card ELITE●SBI Card · ₹4,999/yr · up to 2.5%
- SBI BPCL Octane●SBI Card · ₹1,499/yr · up to 6.3%
- Flipkart SBI Card●SBI Card · ₹500/yr · up to 7.5%
- IRCTC SBI Card●SBI Card · ₹500/yr · up to 10.0%
- PhonePe SBI SELECT BLACK●SBI Card · ₹1,499/yr · up to 5.0% · portal 10% · ✈ 10%
- SBI SimplySAVE●SBI Card · ₹499/yr · up to 1.7%
- Kotak Zen Signature●Kotak Mahindra Bank · ₹1,500/yr · up to 1.3%
- Kotak 811 #DreamDifferent●Kotak Mahindra Bank · LTF · up to 0.5%
- Kotak White Reserve●Kotak Mahindra Bank · ₹12,500/yr · up to 0.0%
- Kotak White●Kotak Mahindra Bank · ₹3,000/yr · up to 0.0%
- Kotak Royale Signature [Discontinued]●Kotak Mahindra Bank · ₹999/yr · up to 0.5%
- Kotak League Platinum●Kotak Mahindra Bank · ₹499/yr · up to 0.4%
- Kotak Urbane Gold (discontinued)●Kotak Mahindra Bank · ₹199/yr · up to 0.3%
- IndianOil Kotak●Kotak Mahindra Bank · ₹449/yr · up to 4.0%
- Kotak Air+ Prime●Kotak Mahindra Bank · ₹3,000/yr · up to 2.5% · portal 5% · ✈ 5%
- Kotak Air●Kotak Mahindra Bank · ₹999/yr · up to 1.0% · portal 3% · ✈ 3%
- PVR INOX Kotak●Kotak Mahindra Bank · ₹499/yr · up to 3.0%
- Amazon Pay ICICI●ICICI Bank · LTF · up to 5.0%
- ICICI Sapphiro●ICICI Bank · ₹3,500/yr · up to 1.0% · portal 2% · ✈ 2%
- MakeMyTrip ICICI●ICICI Bank · ₹999/yr · up to 6.0%
- ICICI Emeralde Private Metal●ICICI Bank · ₹12,499/yr · up to 3.0% · portal 36% · ✈ 36%
- ICICI Coral●ICICI Bank · ₹500/yr · up to 0.5%
- HSBC Live+●HSBC India · ₹999/yr · up to 10.0%
- HSBC TravelOne●HSBC India · ₹4,999/yr · up to 4.0%
- HSBC Premier●HSBC India · ₹20,000/yr · up to 1.0% · portal 6% · ✈ 6%
- HSBC RuPay Cashback●HSBC India · ₹499/yr · up to 10.0%
- Amex Membership Rewards●American Express · ₹4,500/yr · up to 0.5% · portal 1%
- Amex Platinum Travel●American Express · ₹5,000/yr · up to 0.5% · portal 2%
- Amex SmartEarn●American Express · ₹495/yr · up to 5.0%
- Amex Platinum Reserve●American Express · ₹10,000/yr · up to 0.5% · portal 2%
- Amex Gold Charge●American Express · ₹4,500/yr · up to 0.5% · portal 3%
- Amex Platinum Charge●American Express · ₹66,000/yr · up to 3.8% · portal 6% · ✈ 6%
- IDFC FIRST Wealth●IDFC FIRST Bank · LTF · up to 1.3% · portal 6% · ✈ 6%
- Scapia (Federal Bank)●Federal Bank · LTF · up to 2.0% · portal 4% · ✈ 4%
- IndianOil RBL XTra●RBL Bank · ₹1,500/yr · up to 7.5%
- RBL Play (BookMyShow)●RBL Bank · ₹500/yr · up to 10.0%
- IDFC FIRST Select●IDFC FIRST Bank · LTF · up to 1.3% · portal 5% · ✈ 5%
- AU LIT●AU Small Finance Bank · LTF · up to 5.0%
- OneCard Metal●OneCard (Federal/SBM) · LTF · up to 1.0%
- SC Ultimate●Standard Chartered · ₹5,000/yr · up to 3.3%
- YES Bank MarqueeYES Bank · ₹4,999/yr · up to 4.5%
- Uni GoldXBOBCARD (Uni) · LTF · up to 1.0% · portal 7% · ✈ 7%
- IndusInd Legend●IndusInd Bank · LTF · up to 1.0%
- IndusInd Tiger●IndusInd Bank · LTF · up to 2.4%
- AU ZenithAU Small Finance Bank · ₹7,999/yr · up to 1.3%
- Standard Chartered EaseMyTrip●Standard Chartered · ₹350/yr · up to 10.0%
- BOBCARD Eterna●BOBCARD (Bank of Baroda) · ₹2,499/yr · up to 3.8% · portal 8% · ✈ 8%
- IDFC FIRST Ashva●IDFC FIRST Bank · ₹2,999/yr · up to 1.7% · portal 11% · ✈ 11%