SBI SimplySAVE
EntrySBI Card
Where it ranks · across all 71 cards
#27 Groceries1.7%direct#23 Dining out1.7%direct#27 Movies & events1.7%direct
Reward rules
Points valued at ₹0.25/pt - conservative, what rankings use
Base rate - everything not covered below
1 pt / ₹150= 0.7 pts per ₹100
0.17%
conservative value
10X dining/groceries/movies/dept stores
10 pts / ₹150= 6.7 pts per ₹100
1.67%
conservative value
5,000 pts/month
Source: SBI SimplySAVE T&C (bank PDF, verified Aug 2026) · 2026-08-21
Earns nothing on
- ⊘ Fuel excluded from rewards (card T&C).5172554155425983bank MCC list→ use MakeMyTrip ICICI here (1.0%)
- ⊘ E-wallet loads excluded (bank rewards FAQ).65406541bank MCC list→ use SC Ultimate here (3.3%)
- ⊘ Rent excluded w.e.f. 1 Apr 2024 (SimplySAVE on the bank card list).6513bank MCC list→ use Axis Burgundy Private here (4.5%)
- ⊘ Government transactions excluded w.e.f. 1 Jun 2024 (bank card list).93999311bank MCC list→ use PVR INOX Kotak here (3.0%)
- ⊘ Flexipay and Merchant EMI excluded.