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MakeMyTrip ICICI

Mid

ICICI Bank

Where it ranks · across all 71 cards

🥈 Flights6.0%at MakeMyTripdirect#41 Online shopping1.0%direct#46 Groceries1.0%direct#46 Dining out1.0%direct

Devaluation history

  • 2024-10-01 - Old MMT Black/Signature cards discontinued; replaced by this single co-brand (₹999 fee, 6/3/1% myCash, 0.99% forex).

Reward rules

Base rate - everything not covered below

cashback

1.00%

effective

6% myCash on MakeMyTrip hotels

cashback

6.00%

effective

Credited as MMT myCash (1 myCash = ₹1, never expires) - value realised only on future MMT bookings.

Source: ICICI x MMT launch release (icici.bank.in) · 2026-08-20

3% myCash on MMT flights, holidays, cabs, buses

cashback

3.00%

effective

Credited as myCash. International spends earn 1% myCash, offsetting the 0.99% forex markup.

Source: ICICI x MMT launch release (icici.bank.in) · 2026-08-20

Base rate, but capped - these categories earn normally up to a monthly ceiling

  • Insurance 1% myCash, capped 1,000/anniversary year1,000 myCash per anniversary yearsrc ↗

Earns nothing on

  • Rent earns no myCash (card T&C + program MITC; 1% fee applies). Fuel is NOT excluded on this card - MITC exempts MakeMyTrip ICICI from the program fuel exclusion.6513bank MCC list→ use Axis Burgundy Private here (4.5%)
  • EMI, balance transfer and personal-loan-on-card transactions earn no myCash (card T&C - no MCC codes published).