Axis Burgundy Private
Super-premiumAxis Bank
Where it ranks · across all 71 cards
Devaluation history
- 2024-04-20 - Welcome/annual 30,000 EDGE RP benefit discontinued; govt, gold/jewellery, fuel, utilities & telecom stopped earning; insurance capped 6,000 RP/mo; partner transfers capped 15,00,000 EDGE RP/calendar year.
- 2026-08-28 - 1 Sep 2026: annual fee becomes ₹1,00,000+GST if Burgundy Private TRV falls below ₹5 Cr (complimentary only while TRV holds). 28 Aug 2026: payment-order codification, PP invalid domestic; 15 Nov 2026 membership consent.
What a point is worth
Earning 15 pts / ₹200, the same point pays very differently by redemption path:
| Redemption path | Per point | Effective on spends |
|---|---|---|
| Partner transfersbest: Club ITC at 5:4 (ceiling 6.6%) | ₹0.72-₹0.88 | 5.40% |
| Bank travel portal | ₹0.2 | 1.50% |
| Vouchers / catalogue | ₹0.2 | 1.50% |
EDGE catalogue ~₹0.20/pt; the value is in 5:4 transfers. Rankings across KaunsaCard use a single conservative value (₹0.6/pt = 4.50%); transfer ceilings assume premium-cabin awards and are never used to rank.
Reward rules
Points valued at ₹0.6/pt - conservative, what rankings use · transfers reach up to ₹0.88/pt via Club ITC at 5:4
Base rate - everything not covered below
15 pts / ₹200= 7.5 pts per ₹100
4.5-6.6%
value range by redemption
Base rate, but capped - these categories earn normally up to a monthly ceiling
Transfer partners
Axis EDGE (Burgundy Private: 5:4) - what 10,000 points become. Full matrix with live amounts on the Transfers page.
| Partner | Ratio | 10,000 pts → | ≈ value |
|---|---|---|---|
| Club ITC | 5:4 | 8,000 | ₹7,200-₹8,800 |
| Singapore Airlines KrisFlyer | 5:4 | 8,000 | ₹6,400-₹20,000 |
| Air Canada Aeroplan | 5:4 | 8,000 | ₹6,400-₹17,600 |
| Postcard Hotels Sunshine ClubAdded 2026; group unverified - assumed Group B cap. | 5:4 | 8,000 | ₹6,400-₹8,800 |
| Japan Airlines Mileage Bank | 5:4 | 8,000 | ₹5,600-₹16,000 |
| Turkish Airlines Miles&Smiles | 5:4 | 8,000 | ₹5,600-₹17,600 |
| Air France-KLM Flying Blue | 5:4 | 8,000 | ₹5,600-₹16,000 |
| United MileagePlus | 5:4 | 8,000 | ₹4,800-₹14,400 |
Caps per customer/calendar year: 3L points to Group A partners, 12L to Group B (15L total). Min 300 points per transfer.
Earns nothing on
- ⊘ Government spends earn nothing (Apr 2024; bank publishes categories only for this card).
- ⊘ Fuel earns nothing (Apr 2024).
- ⊘ Gold and jewellery earn nothing (Apr 2024).
- ⊘ Utilities & telecom earn nothing (Apr 2024).
- ⊘ Wallet loads excluded.
- ⊘ EMI conversions: earned points are debited back. Rent EARNS up to ₹1L spend/month; insurance EARNS capped at 6,000 ERP/month (bank T&C).
Plays with this card
- 🏠 Rent on Burgundy Private - the last card that earns on rent
55 of 71 cards earn nothing on rent. Burgundy Private earns full 15 ERP/₹200 on rent up to ₹1,00,000 a month - if you have the card, this is free money on your biggest fixed cost.
₹1,00,000 rent → 7,500 ERP ≈ ₹4,500 at ₹0.6/pt, minus ~₹1,000 platform fee ≈ ₹3,500/month net.
- 🇮🇳 Maharaja Club 12,000-point international one-ways
The Apr 2026 Maharaja award chart cut international economy 30-59%: Singapore, Bangkok, Dubai and Bali from Delhi are flat 12,000 points one-way - cash fares of ₹16-25k, so ₹1.3-1.8 per point. HSBC feeds it 1:1; Axis premium 5:4; HDFC 2:1.
12,000 Maharaja pts vs a ₹20,000 DEL-SIN fare = ₹1.67/pt. Via HSBC 1:1 that turns 4 pts/₹100 travel spend into ~6.7% back; even HDFC at 2:1 nets ~2.8% on base spend.
- 🌿 Club ITC Green Points - the ₹1-floor luxury currency
Green Points redeem at a stable ~₹1 against ITC luxury stays and dining - no dynamic pricing. Axis premium cards transfer at 5:4, and value-tier Axis cards carry a special 5:1 override (far better than their 10:1 default). Bonus: a 2:3 backdoor into Marriott Bonvoy exists.
Magnus for Burgundy: 12 EDGE/₹200 × 4/5 = 4.8 GP per ₹100 ≈ 4.8% of spend in a currency with a hard ₹1 floor at five-star properties.