SimplyCLICK SBI Card
EntrySBI Card
Where it ranks · across all 71 cards
#19 Food delivery2.5%at Swiggydirect#17 Movies & events2.5%at BookMyShowdirect#32 Online shopping1.3%direct
Reward rules
Points valued at ₹0.25/pt - conservative, what rankings use
Base rate - everything not covered below
1 pt / ₹100= 1 pts per ₹100
0.25%
conservative value
10X partner merchants
10 pts / ₹100= 10 pts per ₹100
2.50%
conservative value
10,000 pts/month
Source: SimplyCLICK T&C · 2026-08-20
5X other online (capped 10,000 RP/month, then 1RP/₹100)
5 pts / ₹100= 5 pts per ₹100
1.25%
conservative value
10,000 pts/month
Source: SimplyCLICK T&C (bank PDF, verified Aug 2026) · 2026-08-20
Milestones
₹1,00,000 / year
₹2,000 Cleartrip/Yatra e-voucher at ₹1L annual ONLINE spends
worth ≈ ₹2,000
₹2,00,000 / year
+₹2,000 e-voucher at ₹2L online spends
worth ≈ ₹2,000
Earns nothing on
- ⊘ Offline fuel excluded from rewards.5172554159835542bank MCC list→ use MakeMyTrip ICICI here (1.0%)
- ⊘ Rent earns nothing w.e.f. 1 Apr 2024.6513bank MCC list→ use Axis Burgundy Private here (4.5%)
- ⊘ E-wallet loads excluded w.e.f. 1 Jul 2020.65406541bank MCC list→ use SC Ultimate here (3.3%)
- ⊘ Government transactions excluded w.e.f. 1 Jun 2024.93999311bank MCC list→ use PVR INOX Kotak here (3.0%)
- ⊘ Digital gaming excluded w.e.f. 1 Dec 2024.581679937994bank MCC list→ use Axis Magnus for Burgundy here (10.5%)
- ⊘ Utility bill payments via SBI Card app/site earn base 1X only (no 5X; no MCC list published).
- ⊘ Flexipay and Merchant EMI excluded (w.e.f. 20 Nov 2020).