Kotak White Reserve

Super-premium

Kotak Mahindra Bank

Reward rules

Points valued at ₹0/pt - conservative, what rankings use

Base rate - everything not covered below

0 pts / ₹100= 0 pts per ₹100

0.00%

conservative value

₹3,00,000 / year

5,000 White Pass

worth ≈ ₹5,000

₹10,00,000 / year

15,000 WP (cum 20,000)

worth ≈ ₹15,000

₹20,00,000 / year

22,000 WP (cum 42,000)

worth ≈ ₹22,000

₹40,00,000 / year

26,000 WP (cum 92,000)

worth ≈ ₹26,000

₹50,00,000 / year

28,000 WP (cum 1,20,000)

worth ≈ ₹28,000

₹75,00,000 / year

63,000 WP (cum 1,83,000)

worth ≈ ₹63,000

₹1,00,00,000 / year

67,000 WP (cum 2,50,000)

worth ≈ ₹67,000

⊘ Fuel-surcharge-waiver transactions accrue no points (MITC); no card-specific MCC exclusion list is published for White Reserve.
⊘ EMI, cash advances and fees excluded from milestone spends (MITC).