Flipkart Axis Bank
EntryAxis Bank
Where it ranks · across all 71 cards
🥈 Fashion7.5%at Myntradirect#4 Online shopping5.0%at Flipkartdirect#9 Food delivery4.0%at Swiggydirect#8 Movies & events4.0%at BookMyShowdirect
Devaluation history
- 2026-08-28 - Lounge access discontinued 20 Jun 2025. 28 Aug 2026: DCC→3.5%, late-fee slab, gift-card category excluded.
Reward rules
Base rate - everything not covered below
cashback
1.00%
effective
5% Flipkart + Cleartrip
cashback
5.00%
effective
₹4,000 per statement QUARTER
Source: Flipkart Axis T&C · 2026-08-20
4% Swiggy/Uber/PVR
cashback
4.00%
effective
Source: Flipkart Axis T&C · 2026-08-20
Earns nothing on
- ⊘ Fuel excluded from cashback (current category list). Since 20 Jun 2025 Axis identifies exclusions by spend category, not MCC; codes here are from the last bank-published MCC tables.
- ⊘ Rental payments excluded.6513bank MCC list→ use Axis Burgundy Private here (4.5%)
- ⊘ Wallet loads excluded.
- ⊘ Insurance services excluded (Mar 2023 MCC list).63006381596060126051bank MCC list→ use Axis Burgundy Private here (4.5%)
- ⊘ Utility services excluded.4814481648994900bank MCC list→ use Axis Burgundy Private here (4.5%)
- ⊘ Educational services excluded.82998211824182448249bank MCC list→ use Axis Magnus for Burgundy here (10.5%)
- ⊘ Gold in any form and jewellery excluded; gift cards on Flipkart/Myntra excluded too (category wording).
- ⊘ Government services excluded (current category list).
- ⊘ EMI, cash advances and repayments excluded; no cashback on transactions under ₹100.
- ⊘ Utility & telecom grouped in the exclusion category list.
- ⊘ W.e.f. 28 Aug 2026: no rewards on bridge fees, road fees and tolls (portfolio-wide revision). Gift-card purchases also reclassified to an excluded Gift Card category.