Flipkart SBI Card
EntrySBI Card
Where it ranks · across all 71 cards
🥉 Fashion7.5%at Myntradirect#6 Online shopping5.0%at Flipkartdirect#10 Food delivery4.0%at Zomatodirect#4 Cabs & transit4.0%at Uber / Oladirect
Reward rules
Base rate - everything not covered below
cashback
1.00%
effective
7.5% Myntra
cashback
7.50%
effective
₹4,000 cashback per statement QUARTER per bucket (booklet - was wrongly modeled monthly, a 3x inflation)
Source: Flipkart SBI T&C booklet (bank PDF, verified Aug 2026) · 2026-08-20
5% Flipkart + Cleartrip
cashback
5.00%
effective
₹4,000 cashback per statement QUARTER per bucket (booklet - was wrongly modeled monthly, a 3x inflation)
Source: Flipkart SBI T&C booklet (bank PDF, verified Aug 2026) · 2026-08-20
4% select merchants
cashback
4.00%
effective
₹4,000 cashback per statement QUARTER per bucket (booklet - was wrongly modeled monthly, a 3x inflation)
4 select merchants per T&C; quarterly ₹4,000 cashback limit shared across accelerated categories.
Source: Flipkart SBI T&C booklet (bank PDF, verified Aug 2026) · 2026-08-20
Earns nothing on
- ⊘ 0% cashback on fuel.5172554155425983bank MCC list→ use MakeMyTrip ICICI here (1.0%)
- ⊘ Rental transactions: 0% cashback.65137349bank MCC list→ use Axis Burgundy Private here (4.5%)
- ⊘ Jewellery: 0% cashback.5051509459447631bank MCC list→ use Axis Burgundy Private here (4.5%)
- ⊘ School/education: 0% cashback.511151925942594359478211822082418244824982998351bank MCC list→ use Axis Burgundy Private here (4.5%)
- ⊘ 0% on wallet loads, gift/prepaid card loads, voucher purchases.65406541bank MCC list→ use SC Ultimate here (3.3%)
- ⊘ Government transactions: 0% cashback.93999311bank MCC list→ use PVR INOX Kotak here (3.0%)
- ⊘ Gaming: 0% cashback.581679937994bank MCC list→ use Axis Magnus for Burgundy here (10.5%)
- ⊘ Insurance: 0% cashback (Flipkart card uses a different insurance MCC set than Cashback SBI Card).422559625963596459655966596859696300bank MCC list→ use Axis Burgundy Private here (4.5%)
- ⊘ EMI spends: 0% cashback.