Amex Platinum Reserve
PremiumAmerican Express
Where it ranks · across all 71 cards
Devaluation history
- 2026-08-01 - Amex India is currently not accepting new card applications.
- 2023-09-01 - Centurion Lounge access removed; partner lounges only (3/quarter).
What a point is worth
Earning 1 pts / ₹50, the same point pays very differently by redemption path:
| Redemption path | Per point | Effective on spends |
|---|---|---|
| Partner transfersbest: Virgin Atlantic Flying Club at 5:4 (ceiling 3.0%) | ₹0.56-₹1.52 | 1.12% |
Rankings across KaunsaCard use a single conservative value (₹0.25/pt = 0.50%); transfer ceilings assume premium-cabin awards and are never used to rank.
Reward rules
Points valued at ₹0.25/pt - conservative, what rankings use · transfers reach up to ₹1.52/pt via Virgin Atlantic Flying Club at 5:4
Base rate - everything not covered below
1 pt / ₹50= 2 pts per ₹100
0.5-3.0%
value range by redemption
Via portals & vouchers - alternate methods (display, never rank)
- 🎟 ShopWise vouchers 3X (Reward Multiplier)1.5%via amex travelsrc ↗
Verify your tier in the Reward Multiplier portal post-ShopWise migration.
Milestones
₹50,000 / month
₹1,000 brand voucher (enrollment-based, since May 2024; ₹12,000/yr value) + golf access
worth ≈ ₹1,000
Transfer partners
Amex Membership Rewards (India) - what 10,000 points become. Full matrix with live amounts on the Transfers page.
| Partner | Ratio | 10,000 pts → | ≈ value |
|---|---|---|---|
| Virgin Atlantic Flying Club | 5:4 | 8,000 | ₹5,600-₹15,200 |
| Hilton HonorsThe rare better-than-1:1 route. | 2:3 | 15,000 | ₹5,250-₹7,500 |
| Marriott Bonvoy | 1:1 | 10,000 | ₹4,500-₹6,500 |
| Singapore Airlines KrisFlyer | 2:1 | 5,000 | ₹4,000-₹12,500 |
| British Airways Executive Club (Avios) | 2:1 | 5,000 | ₹3,500-₹9,000 |
| Qatar Airways Privilege Club (Avios) | 2:1 | 5,000 | ₹3,500-₹9,000 |
| Cathay Asia Miles | 2:1 | 5,000 | ₹3,500-₹10,000 |
Amex India lists exact partners/ratios only after login; transfers are irreversible and process within hours. 18% GST applies on some conversions - check at redemption.
Earns nothing on
- ⊘ Fuel: no MR points (MR T&C Section III.1(a) - Amex publishes categories, not MCC codes).
- ⊘ Insurance: no MR points (MR T&C Section III.1(a)).
- ⊘ Utility services (electricity/gas/water, incl govt providers): no MR points (MR T&C Section III.1(a)).
- ⊘ EMI chosen at merchant site/terminal earns no MR points on personal credit cards (MR T&C).